Free Tax Preparation

The 2019 tax season opens January 28th!

New Jersey Citizen Action (NJCA) offers free tax preparation services as part of our Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs from January through April for households earning $55,000 or less in 2018. NJCA’ s free tax preparation service helps hard-working New Jersey families take advantage of all of the tax credits they are eligible for including the Earned Income Tax Credit (EITC), Child Tax Credit (CTC), and education credits. If you qualify for the EITC, you could receive up to $6,431 in tax refunds! You earned it…now claim it!

Since first launching our program in 2007, Citizen Action has provided more than 41,086 low-income workers with our free tax preparation services, returning more than $68.7 million in refunds to New Jersey families.

NJCA’s free tax preparation services are available in English and Spanish. Our IRS-certified staff prepares and electronically files federal and New Jersey state tax returns for individuals and families making less than $55,000 annually, and helps those eligible claim the state and federal Earned Income Tax Credits.

HOURS OF OPERATION AND LOCATIONS:

NJCA provides free tax preparation services at our Economic Security Center, located at 165 Halsey Street in Newark, NJ 07102 (between Market and Bank Streets), and we have additional satellite sites in Essex and Middlesex Counties (services at our satellite sites are available by appointment only). Please contact our main office for additional information

* PHONE FOR INFORMATION: 973-273-0315

HOURS: Monday-Friday: 8:00am – 5:00pm
Saturdays: 8:00am – 2:00pm

Satellite locations: Bloomfield Public Library & Highland Park location. Must call to make an appointment for these locations. NO WALK-INS. To book an appointment, please call (732) 246-4772 (scroll down for a list of what to bring to your appointment).

FREE INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER RENEWAL ASSISTANCE

Taxpayers with expiring ITINs should take action now to avoid issues later. More than 2 million Individual Taxpayer Identification Numbers (ITINs) are set to expire at the end of 2018. Affected taxpayers who expect to file a tax return in 2019 must submit their renewal applications as soon as possible to beat the rush and avoid refund delays next year.

ITINs are used by people who have tax filing or payment obligations under U.S. law but who are not eligible for a Social Security number. ITIN holders who have questions should visit the ITIN information page on IRS.gov and take a few minutes to understand the guidelines.

Please call New Jersey Citizen Action at 973-273-0315 to make an appointment to renew your ITIN today at no cost.

Here are several facts about which ITINs are expiring and how taxpayers renew them:

– ITINs that have not been used on a federal tax return at least once in the last three consecutive years will expire Dec. 31, 2018;

– ITINs with middle digits 73, 74, 75, 76, 77, 81 or 82 will also expire at the end of the year. An example of this is 9NN-73-NNNN. These numbers need to be renewed even if the taxpayer has used it in the last three years;

– In the summer of 2018 (this summer), the IRS is sending the CP-48 Notice (i.e., that you must renew your Individual Taxpayer Identification Number to file your U.S. tax return), to affected taxpayers with expiring ITINs that have been used at least once in the past three years;

– The notice explains the steps for taxpayers to take to renew the ITIN if they will include it on a U.S. tax return filed in 2019;

– Taxpayers who receive the notice after renewing their ITIN do not need to take further action unless another family member is affected;

– Taxpayers with an ITIN that has middle digits 73, 74, 75, 76, 77, 81 or 82, as well as all previously expired ITINs, have the option to renew ITINs for their entire family at the same time;

– ITINs with middle digits of 70, 71, 72, 78, 79 or 80 have previously expired. Taxpayers with these ITINs can still renew at any time; 

– To renew an ITIN, a taxpayer must complete Form W-7 and submit all required documentation.


WHAT TO BRING TO YOUR APPOINTMENT:

  • Photo ID: passport, driver’s license, state ID, county ID, military and/or other national ID;
  • Social Security cards or ITIN cards for everyone listed on the return;
  • For married filing jointly, both spouses must be present;
  • All income information: W-2, 1098, and/or 1099 forms;
  • A copy of last year’s tax return;
  • Amount of the total paid to your daycare provider, and the Tax ID number for the provider;
  • Forms 1095-A (ACA statements for health care) for the Marketplace;
  • For direct deposit, a check or your routing and account numbers; and
  • Two Routing and Account numbers for savings program


WHAT IS THE EARNED INCOME TAX CREDIT (EITC)?

The IRS may owe you money through the Earned Income Tax Credit. Contact NJCA to CLAIM IT and KEEP IT!

√ WHAT is the EITC?
The Earned Income Tax Credit (EITC) is a salary complement that entitles many working families up to $6,431 in refundable tax benefits.

√ WHO can get the EITC?
Anyone who worked at any time during the year and had an annual household income of $55,000 or less may be eligible.

√ HOW can I get the EITC?
You must file a tax return. Contact NJCA’s Free Tax Preparation Center at (973) 273-0315.

√ HOW MUCH money can I get?
The amount you may receive from the EITC depends on your income and family size. For example:

√ DOES EITC affect my benefits?

No. In most cases, EITC will NOT be used to determine eligibility for Medicaid, SSI, food stamps, low-income housing or most TANF payments.

√ WHAT if I’m not eligible for EITC?
You may still receive FREE tax filing assistance with NJCA if your household income is less than $55,000.

 

IMPORTANT: WATCH OUT FOR TAX SCAMS AND FRAUD!

DON’T spend money on tax preparers when NJCA will provide these benefits at no cost.

DON’T be fooled by “Fast Cash Refunds” or “Instant Refunds” — Rapid Anticipation Loans (RALS). You’re actually borrowing against your own refund and paying high fees and interest! It’s not worth it.

DON’T be fooled by “Holiday Loans” which are often RALS in disguise.

DO maximize on your tax refund and receive up to $6,431 by calling NJCA for an appointment with a tax specialist and file your tax returns for FREE with direct deposit!

 

CONTACT INFORMATION: 

PHONE: To schedule an appointment or for all other questions, call us at 973-273-0315.

MAIL: 
                  NJCA Economic Security Center
                  165 Halsey Street
                  Newark, NJ 07102

Click here for a Map and Directions to our Tax Center 

 

Special thanks to our Sponsors and Partners: New Jersey Citizen Action would not be able to provide these free services to individuals and families without the help of our sponsors and partners:

Bank of America
Capital One
Citi
City National Bank of New Jersey
Fulton Bank of New Jersey
Internal Revenue Service (IRS)
Investors Bank
JPMorgan Chase
New Jersey Citizen Action Education Fund
Partners for Health Foundation
PNC Bank
Provident Bank
Santander Bank
Single Stop
TD Bank
United Way of  Essex & West Hudson
Valley National Bank
Victoria Foundation
Wells Fargo

*NJCA IS A PROUD MEMBER OF THE NEWARK ASSET BUILDING COALITION (NABC)