TIRED OF LIVING PAYCHECK TO PAYCHECK? 

Achieve your goals and dreams with Financial Coaching.  Take our survey to get started:

Click here: your first step toward achieving your financial goals!

We’ll help you:

• Set goals
• Build a plan
• Understand your credit score and your credit report
• Reduce debt through a monthly plan
• Save for the future

Questions? Contact us at coach@njcitizenaction.org or (973) 273-0315.

DO YOU DREAM OF HOMEOWNERSHIP?

We helped Yvonne dispute several items that didn’t belong on her credit report and to eliminate collection items that would get in the way of qualifying.  She is working to lower her debt and saving for her down payment. In a few months, she’ll be ready to enter the homeowners’ process and achieve her dream

STRUGGLING WITH CREDIT CARD DEBT?

We helped Rosa to make changes to lifestyle and routine to reduce her spending.  Once her budget was balanced, she tackled her debt. She discovered she could consolidate with a pension loan from her job and reduce her interest by more than 20%. 

Now she’s saving monthly and will be debt free in three years.

BURDENED WITH STUDENT LOANS?

Guillermo has been struggling to pay back his loan.  We were able to help him find his way through the student loan system to a payment process that better meets his needs.

Through Financial Coaching he has learned to live within his means and reduce the stress of trying to make ends meet.