Housing Protection and Counseling During COVID-19 Pandemic

New Jersey’s Governor and Legislature have acted to prevent housing insecurity during the COVID-19 public health crisis. The state government enacted a moratorium on rental and foreclosures evictions. This expands the federally mandated moratorium to foreclosure evictions for any type of mortgage and to rental evictions.

NJ Citizen Action‘s Financial Justice Organizer, Beverly Brown Ruggia said, “We applaud Governor Murphy’s Executive Order No. 106 and the Legislature passing A2020/S227.

Under law, New Jersey sheriffs, court officers and their agents may not remove anyone from their homes for evictions caused by financial hardship during the state of emergency. If you believe landlords, tenants or organizations are violating Executive Order No. 106, please fill out this form.

Governor Murphy has announced an executive order allowing renters to direct their landlords to use their security deposits to pay their rents, whether that be to make up for a shortfall or to pay it in full.

For more information on Rental Property and Evictions click here.

If you are at risk of eviction or are concerned about paying rent, use this online eviction moratorium information and question tool to see your rights and what assistance programs are available.

If you are facing a housing crisis, NJCA offers free HUD-certified housing and foreclosure counseling services in English and Spanish. To apply for counseling today, click here and one of NJCA’s Loan Counselors will call you to set-up an appointment over the phone.

NOTE: NJCA provides free rental counseling & information. We DO NOT HAVE RENTAL ASSISTANCE FUNDS. If you are looking for financial assistance in paying your rent, visit the website for the NJ Department of Community Affairs (DCA) to see if you qualify for any of their programs at https://njdca-housing.dynamics365portals.us/en-US/

Click here for a list of services for renters. Additional state resources are available to help with rent/housing costs, prevention of eviction, reduction of utility bills, and other programs such as lead removal and weatherization assistance. Federal mortgage assistance is also available for homeowners.

Please share this information to help us get out the information to people who need the resources and assistance during this unprecedented public health crisis.