Fighting for Foreclosure Prevention

As a HUD certified counseling agency, NJCA has been on the front lines of prevention throughout the foreclosure crisis in New Jersey.  Housing counseling, mediation and loan modifications that include principal reduction are the most effective tools available for keeping people in their homes and stabilizing neighborhoods devastated by foreclosures.  NJCA supports programs and legislation which call for principal reductions, including the “Preserving American Homeownership Act,” introduced in 2015 by New Jersey Senator Robert Menendez.

For more information contact Beverly Brown Ruggia at