New Jersey’s Emergency Rescue Mortgage Assistance

Get Caught Up On Your Mortgage!

If you’ve fallen behind on mortgage payments, help is on the way!

New Jersey homeowners may be eligible for assistance to settle unpaid mortgage payments through the Emergency Rescue Mortgage Assistance (ERMA) program.

ERMA Mortgage Reinstatement Program

The ERMA Mortgage Reinstatement Program provides funds to eliminate or reduce past-due mortgage payments. Eligible homeowners who experienced hardship due to COVID-19 will receive a one-time payment to settle past-due mortgage payments.

ERMA Mortgage Payment Assistance Program

The ERMA Mortgage Payment Assistance Program provides funds to pay past-due mortgage payments, as well as future mortgage payments. Eligible homeowners who are continuing to face hardship due to COVID-19  will receive a one-time payment to settle past-due mortgage payments AND up to 4 additional months of mortgage payment assistance.

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